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Legal notice, disclaimer and © Copyright

Persons and institutions retrieving information from the Wunderlich Financial Consulting GmbH Website (hereafter called "WFC Website") declare their agreement with the following terms and conditions. No further warranties are given in connection to the products and services offered on this website. This includes any personal contact and/or contact by telephone between staff of Wunderlich Financial Consulting GmbH and any agency ordered by Wunderlich Financial Consulting GmbH. Any warranty or assurance given despite this disclaimer is only legally binding if explicitly confirmed in writing by Wunderlich Financial Consulting GmbH.

No offer, no commitment

Any information published on this Website constitutes neither an offer nor a recommendation to purchase or sell any insurance product, or to close a deal or legal transaction.

The published information and opinions are made available by WFC solely for personal use and for information; they may be changed at any time and without prior notice. No warranty is given by WFC (neither explicitly nor tacitly) for correctness, completeness or topicality of the material published on the WFC Website. In particular, WFC is not obliged to remove outdated information from the WFC Website or to explicitly mark this information as such. The information on the WFC Website is neither designed as decision guideline for any economic, legal, fiscal or other questions, nor may any insurance-related or other decisions be made solely yon the basis of this information. The consultation of an expert for any such matter is strongly advised.

Limitation of liability

WFC excludes without limitation any liability for loss or damage of any kind– be it direct, indirect or consequential damage – arising from the use of or access to the WFC websites or from links to other websites. Furthermore, WFC excludes any liability for manipulations of the Internet user’s computing system conducted by unauthorised persons. WFC explicitly points out the danger of viruses and the possibility of hacking attacks. In order to fight off viruses, using current browser versions is advised, as well as the implementation and regular update of anti-virus software. Furthermore, users should generally refrain from opening emails of unknown origin and unexpected attachments to emails.

Referrals and Links

For any direct or indirect referrals to foreign Websites (“links”) outside the responsibility of the author, the author could be made liable exclusively and only if he has full knowledge of the contents and if it was technically possible and reasonable for him to prevent the visitors of his site from viewing those sites in case of illegal contents. The author hereby declares that no illegal contents were noticeable while linking to the websites referred to. Therefore, the author explicitly distances himself from any amendments or contents added to the linked pages after setting the link from this website. For the content of the linked websites, only the author of the respective pages might be liable, not the one who has linked to these pages. Furthermore, the author is not liable for any postings or messages published by users of discussion boards, guestbooks or mailing lists provided on his page.

Local Legal Restrictions

The WFC Website is not intended for persons who are subject to any jurisdiction forbidding the publication of, or the access to the WFC Website (due to the person’s nationality, their residence or other reasons). Persons to whom any such restrictions apply are denied access to the WFC Website.

Copyright

The author makes every effort not to use any copyrighted images, diagrams, sounds or texts in his publication and to use material created by himself or, where this is not possible, to indicate and respect the copyright of the respective object. All material referred to on this website and, where applicable, protected or registered brands or trademarks are fully subject to the respective valid copyrights and the rights of ownership of the respective registered owner. A simple mentioning may not lead to the conclusion that trademarks are not protected by third parties’ rights!

The copyright for any material created by the author and published rests fully with the author. Any duplication or use of objects such as images, diagrams, sounds or texts in other electronic or printed publications is not permitted without the author's explicit agreement.

Legal validity of this disclaimer

This disclaimer is to be regarded as part of the Internet publication you were referred from to this site. If sections or individual terms of this statement are not, no longer or not totally legal or correct, the content and validity of the other parts remain uninfluenced by this fact.

Pictures

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