Sports disability insurance for professional athletes - SUB 2019

Your career or occupation cannot be measured by normal standards. As a professional athlete even the smallest injury may very well mean the end of your career. Your steady income - and therefore your standard of living - is at risk.

We have recognised this risk and created an insurance package to minimise it.

We offer customisable, first-class conditions.

The sports disability cover for athlets
  • Cover for your profession as athlete for Accidental Death and/or Accident & Illness Permanent Total Disablement.
  • Cover is also available without accidental death or as a temporary total disablement cover for maximum 1095 days.
  • The contract is renewed from year to year and can be adjusted from both sides due to the main renewal date.
  • We have waived the option of requesting that you seek other work. This means that you can work in any other occupation after losing your profession without this affecting your entitlement to the one-off lump-sum payment.
  • One-off lump-sum payment – no risk of your monthly annuity being cut or stopped.
  • Same premiums for men and women. As a risk premium that is fixed in each age-dependent.

In addition, the following benefits apply:

  • Insurance coverage world-wide.
  • Extended war risk clause (deployment of German armed forces, police or UN).
  • No surprise clauses.
  • Customer-friendly application questions.
  • Annual query of the sum insured and medical conditions to avoid over- or under-insurance.
  • Sum insured of up to five times your annual income, maximum EUR 20,000,000
  • The policy can be issued in the German or English language.
  • The insurance currency can be EUR, CHF, USD or GBP.
  • You can contribute annually, semi-, quarterly or monthly pay. For the latter, however, with a Rate surcharge.

Please note:

Our product provider does not need a German address or bank account. You can live anywhere in the European Union and Switzerland and work anywhere in the world.

Would you like to receive more information?

You can download all documents from here or simply contact us if you wish.

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