Loss of Licence - Insurance

Your licence and physical fitness ensure your regular income and therefore your lifestyle and standard of living.

As a commercial pilot, you are exposed to the risk of losing your licence. However, so long as you are "only unfit to fly" but not unfit to work, you can legally be assigned other types of work.

We have recognised this risk and created an insurance package to minimise it.

We offer customisable, first-class conditions.

Die Loss of Licence Versicherung
  • Potential coverage until the age of 67. The contract is renewed from year to year and can be adjusted from both sides due to the main renewal date.
  • We have waived the option of requesting that you seek other work. This means that you can work in any other occupation after losing your licence without this affecting your entitlement to the one-off lump-sum payment.
  • One-off lump-sum payment – no risk of your monthly annuity being cut or stopped
  • Same premiums for men and women. As a risk premium that is fixed in each age-dependent.
  • With our NCB tariff, you can reduce your premium by 20% from the 2nd year of insurance!

In addition, the following benefits apply:

  • Insurance coverage world-wide.
  • Extended war risk clause (deployment of German armed forces, police or UN).
  • No surprise clauses.
  • No "doctor's orders clause".
  • Customer-friendly application questions.
  • Annual query of the sum insured and medical conditions to avoid over- or under-insurance.
  • Sum insured of up to five times your annual income, maximum CHF 5,000,000.
  • Additional per diem allowance possible.
  • The policy can be issued in the German or English language.
  • The insurance currency can be EUR, CHF, USD or GBP.
  • You can contribute annually, semi-, quarterly or monthly pay. For the latter, however, with a Rate surcharge.

Please note:

  • You can live and work anywhere in the San Marino, Switzerland or United Kingdom, the insurance coverage is provided worldwide.
  • Flight students can also take out insurance from the commencement of their studies. Our insurance cover allows for the reimbursement of study and training costs on a PTD basis.


Your airline must not be on the "black list".

Would you like to receive more information?

You can download all documents from here or simply contact us if you wish.